Health Cover
For over 20 years we have been protecting the health of our members. Police Health Plan is independently owned and operated by Police Health Plan Limited, a subsidary of Police Welfare Fund Limited. The plan is non-profit and all surpluses are devoted to ensuring that members have access to one of the best value health insurance packages in New Zealand.
Cover you and your family can trust, when you need it most.
Level of Cover
The Police Welfare Fund provides quality medical insurance cover, that can reimburse costs ranging from a trip to the local doctor to major surgery.
Three levels of cover offer you flexibilty to suit your situation: Comprehensive, Basic and Surgical.
| Surgical Plan: provides for the costs of surgery |
| Basic Plan: provides for the cost of surgery and up to 80% of basic general medical costs |
| Comprehensive Plan: provides for surgery, general medical costs and optical, dental and audiology treatment |
Who can Join
Membership to Police Health Plan is part of the Police Welfare Fund Limited membership package. It is open to current and former sworn and non-sworn employees of New Zealand Police.
Spouses (this includes defacto partners), dependant or non-dependant children, grandchildren and daughters/sons-in-law are also eligible for Police Health Plan membership.
To apply, simply complete a Health Plan Membership Application. To add your partner and/or children/grandchildren to your existing Healthplan Cover, you need to complete a Health Plan Amendment Form.
Benefits and Conditions
Benefit Maximums
The benefit year runs from 1 July to 30 June. Annual maximums apply within this period. All claims are debited against the benefit maximums for the benefit year in which the treatment was incurred. All benefits are calculated including GST.
Application of Benefits
All Benefits for all Plans apply for any treatment from 1 July 2008. These will be reviewed from time to time at the discretion of the Police Health Plan Board. Any changes will be placed on our website.
For further details please refer to the Membership Conditions.
Non-Medical Benefits
Waiver of contributions
In the event of death of the Primary Member, the surviving spouse and/or dependants, who are also named on the policy will continue to receive cover free of any premium charge for a period of 12 months.
To print a copy of the HealthPlan Brochure click here.
For a copy of the Police Health Plan Rules click here.
