Health Plan Premiums

Police Health Plan cover makes up part of the Police Welfare Fund membership subscriptions.  

Members can also include their partner, children and grandchildren in this cover on the same rates as below.

When insuring dependant children (of 18 years of age or under) with Police Health Plan, members pay for the first two children only. Any subsequent children will be covered for free, providing they are insured for the same or lesser level of cover that your first two children are insured for.

To add your partner and/or children/grandchildren to your Health Plan cover simply complete a Health Plan Amendment Form.

If you wish to insure both your children and grandchildren, they will be insured together on their own separate Police Health Plan policy. 

Voluntary Excess Option

There is the option of receiving a premium discount by selecting a voluntary excess on surgical cover. This means the excess is deducted from the total paid for each surgical claim. The surgical excess does not apply to the following surgical cover benefits: Surgery with a GP, Private Medical Hospital Admission and the Public Hospital Cash Benefit.

If an excess has been selected on the surgical cover, the excess applies from the date the new premium is paid.

If you choose to switch from a voluntary excess to the no excess option, a 90-day stand-down period will apply before cover with no excess commences. All conditions that were existing under the voluntary excess option will still incur the voluntary excess if any procedure on this condition is carried out after switching to a no excess cover.