Police Home Loans
When you decide to buy a home there are a lot of things to think about and do. Choosing the right home loan can be just as important as finding the perfect home.
The Police Welfare Fund has worked with ANZ to create the Police Banking Package. The package offers special discounts and benefits to Police Welfare Fund members and their immediate families.
Eligibility is at the discretion of the Police Welfare Fund. Members must remain a member of the Police Welfare Fund and have their salary deposited to a transaction account with ANZ .
An announcement has been made that the National Bank and ANZ are coming together under one brand, ANZ.
ANZ have assured us that there will be no impact on members who have a Police HomeLoan through The National Bank in terms of the package they are currently receiving or the people they deal with on a day-to-day basis. Members will receive a specific communication from the bank confirming this.
Naturally, this announcement has been seized as an opportunity to entice customers from ANZ/National Bank. Members are encouraged to talk to their Police Home Loan provider before they make any decision to move.
Further information about this change visit: https://comms.anz.co.nz/more/index.html
The Police Banking Package offers the following special benefits. (These benefits are subject to change).
- 0.50% pa discount on floating and flexible home loan interest rates
- 0.25% pa discount on fixed house loan interst rates
- Up to $1000 towards legal fees when purchasing a new home or refinancing from another bank.
- Savings on credit cards fees - get any new ANZ credit card and ANZ will waive the annual fee (including the additional card fee).
- Savings on everyday bank fees.
- Dedicated team to assist you with your financial needs.
- Pre-approved overdrafts of up to $1000 (based on your salary and ANZ pre-approved criteria), with no overdraft application fee.
Police Banking Package members benefit from special discounts on interest rates for floating rate, fixed rate and flexible home loans:
Discount 0.50% pa
Discount 0.25% pa
Discount 0.50% pa
Up to $1000
Plus, for a limited time, a special offer of six months free home insurance.
Find out more
Find out more about anz@work Police Home Loan package and current home loan interest rates.
Whatever your situation, ANZ can tailor a home loan solution to suit your circumstances, and provide information and resources to help you right through the home buying process.
* Where borrowing over 80% of a property’s value is approved, a low equity premium on a graduated scale will apply and a registered valuer’s report will be required. ANZ lending criteria, terms and conditions and fees apply. Applications through brokers are not eligible for package concessions.
The ANZ Go Account is designed for people who like to do their banking electronically. There’s no monthly account fee and no fees for electronic transactions - including managing your money via ANZ Internet Banking, Phone Direct or TXT Banking*, plus unlimited use of EFTPOS and ANZ and National Bank ATMs (although fees apply for using other banks’ ATMs). There’s a $3 fee for manual transactions, such as writing cheques or transactions that generally require help from ANZ staff in branches or our call centre – but if you do all your banking electronically, you could pay no account or transaction fees at all.
*Standard download and text fees from your mobile phone provider will apply. Statements will be delivered electronically via ANZ Internet Banking once this function is available. Until electronic statements are available, paper statements will be provided at no charge.
Other products and services
Through the Police Banking Package you can also access a comprehensive range of banking products and services for all your financial needs, including saving, investing, lending, international services and more. Visit the ANZ website for more information about their range of products and services or talk to their dedicated Police Banking Package consultants on the numbers below about how they can help you achieve your financial goals.
What about insurance — do I need some and what kind should I get?
The Police Welfare Fund can provide insurance protection to cover your Police Home Loan and insure your property from loss or damage, with a special offer - for a limited time - of six months worth of free home insurance.
The insurance options mentioned on this website are not provided by ANZ or The National Bank. Police Welfare Fund Police Life Insurance and Police Life Insurance Extra are underwritten by AIA. Police Fire & General Insurance is underwritten by Lumley General Insurance (NZ) Limited.
To find out more or apply for the Police Banking Package, simply call: 0800 722 524
ANZ lending criteria, terms, conditions and fees apply. All Police Home Loan Package details are current as at Dec 2012 and are subject to change. A copy of each bank's current disclosure statement may be obtained through any branch of ANZ.