Police Health Plan - Financial Strength Rating
The Police Health Plan has received an A- (Excellent) financial strength rating by A M Best Co Inc.
More information about the rating scale can be found at www.ambest.com.
A M Best Co.'s Financial Strength Rating Scale:
| Secure | Vulnerable |
A++, A+ (Superior) A, A- (Excellent) B++, B+ (Good) | B, B- (Fair) C++, C+ (Marginal) C, C- (Weak) D (Poor) E (Under Regulatory Supervision) F (In Liquidation) S (Suspended) NR (Not Rated) |
Solvency Margin
The Reserve Bank of New Zealand sets solvency standards for all licensed insurance providers. To meet the claims of our members, we are required to maintain a minimum amount of solvency capital.
As at 31 March 2026, our solvency margin is $28.4m. The Solvency Margin represents the difference between Actual Solvency Capital and Minimum Solvency Capital. A Solvency Ratio is calculated by dividing Actual Solvency Capital by Minimum Solvency Capital.
| Solvency and Capital Adequacy | NZD |
| Actual Solvency Capital (as at 31 March 2026) | $74.26m |
| Minimum Solvency Capital | $45.85 |
| Solvency Margin | $28.41m |
| Solvency Ratio | 162% |
Disclaimer
The content on this website is made available for general information purposes only, does not provide personalised advice, and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial adviser if you would like further information about whether a particular product or service is appropriate for you and your circumstances.
