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Police Health Plan - Financial Strength Rating

The Police Health Plan has received an A- (Excellent) financial strength rating by A M Best Co Inc.

More information about the rating scale can be found at www.ambest.com. 

A M Best Co.'s Financial Strength Rating Scale:

SecureVulnerable

A++, A+ (Superior)

A, A- (Excellent)

B++, B+ (Good)

B, B- (Fair)

C++, C+ (Marginal)

C, C- (Weak)

D (Poor)

E (Under Regulatory Supervision)

F (In Liquidation)

S (Suspended)

NR (Not Rated)

Solvency Margin

The Reserve Bank of New Zealand sets solvency standards for all licensed insurance providers. To meet the claims of our members, we are required to maintain a minimum amount of solvency capital. 

As at 30 June 2025, our solvency margin is $21.28m. The Solvency Margin represents the difference between Actual Solvency Capital and Minimum Solvency Capital. A Solvency Ratio is calculated by dividing Actual Solvency Capital by Minimum Solvency Capital.

Solvency and Capital Adequacy NZD
Actual Solvency Capital (as at 30 June 2025)$80.32m
Minimum Solvency Capital$59.04m
Solvency Margin$21.28m
Solvency Ratio136%

Disclaimer

The content on this website is made available for general information purposes only, does not provide personalised advice, and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial adviser if you would like further information about whether a particular product or service is appropriate for you and your circumstances.