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General enquiries:

(04) 496 6800

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0800 500 122

Your details

Member:

Name:
Gender:
Date of Birth: Select year first followed by month then day.
Are you a sworn member of Police?

Please go straight to step 3

How much life insurance have I got?

Member:

Are you a Police Welfare Fund member? 
What is your Annual Salary?
As stated on your Police payslip.
It is not the total remuneration amount.(1)
$
This is how much your Police Life Insurance - Sworn would currently pay upon your death:$
This is how much your Police Life Insurance - Sworn would currently pay you should your nominated spouse / partner die:(2)$
This is how much your Police Life Insurance - Sworn cover would pay you under the critical illness and total and permanent disability cover:(3)$
  1. Means Annual Salary as stated on your police payslip. It is not the total renumeration amount.
  2. Welfare Fund members only. Means a spouse/partner that you have nominated on a revocable form of nomination to Police Welfare Fund Insurances Limited.
  3. Means the benefit payable if a claim is accepted by the insurer for critical illness or total and permanent disability as defined in the policy document. Further cover is available through the critical illness cover under the Police Life Insurance Extra product.

How much life insurance do I need?

Member:

Member details
Home or personal loans
The total amount of any home and personal loans you have (including hire purchase and credit card debt).
$
Additional lump sum
An amount to leave your family for immediate expenses such as funeral costs, or any one-off purchases such as a home or car (additional to the home or personal loan amount above). $7,000 will generally cover a modest funeral.
$
Annual contribution
Your annual take home salary or the yearly contribution you would like to make to your family\'s ongoing living costs e.g. food, power, school fees.
$
Contribution period (years)
The number of years you wish to contribute to the ongoing living costs of your family.
 
Do you have a partner? 
Partner details
Home or personal loans
The total amount of any home and personal loans you have (including hire purchase and credit card debt).
$
Additional lump sum
An amount to leave your family for immediate expenses such as funeral costs, or any one-off purchases such as a home or car (additional to the home or personal loan amount above). $7,000 will generally cover a modest funeral.
$
Annual contribution
Your annual take home salary or the yearly contribution you would like to make to your family\'s ongoing living costs e.g. food, power, school fees.
$
Contribution period (years)
The number of years you wish to contribute to the ongoing living costs of your family.
 
To save time, we have copied your details above.
If your partner's requirements are different than yours please enter the appropriate amount in the boxes.

How much will this cost?

Member:

Member details
Total life cover indicated necessary$
Your current Police Life Insurance - Sworn cover$
Other life insurance policies
The total payment that would be made on your death from any Police Life Insurance - Non-sworn, Police Life Insurance Extra and any other Life Policies. Exclude any Police Life Insurance - Sworn cover as this should be displayed in the box above.
$
Total superannuation savings
The value of any superannuation you may have that would be paid out on your death.
$
Balance of life cover indicated necessary$
Member cost
Have you smoked any form of tobacco in the last 12 months? 
Balance of life insurance suggested$
Fortnightly premium$
The fortnightly premium is based on the standard smoking/non-smoking rates for Police Life Insurance Extra. Additional cover for Total and Permanent Disability and Critical Illness is also available through the Critical Illness Cover under Police Life Insurance Extra at an additional cost.
Partner details
Total life cover indicated necessary$
Your current Police Life Insurance - Sworn cover$
Other life insurance policies
The total payment that would be made on your death from any Police Life Insurance - Non-sworn, Police Life Insurance Extra and any other Life Policies. Exclude any Police Life Insurance - Sworn cover as this should be displayed in the box above.
$
Total superannuation savings
The value of any superannuation you may have that would be paid out on your death.
$
Balance of life cover indicated necessary$
Partner cost
Gender 
Date of birth: Select year first followed by month then day. 
Have they smoked any form of tobacco in the last 12 months? 
Balance of life insurance suggested$
Fortnightly premium$
The fortnightly premium is based on the standard smoking/non-smoking rates for Police Life Insurance Extra. Additional cover for Total and Permanent Disability and Critical Illness is also available through the Critical Illness Cover under Police Life Insurance Extra at an additional cost.

What now?

  • We suggest you print this page for your records.
  • If you have some questions or would like to discuss your needs with our Insurance Team, call 0800 500 122 - Monday to Friday, 8:30am to 5:00pm, or email them your questions.
  • You can also apply for this cover now by simply downloading an application form and posting it to us.
  • Download the PDF form now.
  • More information on the Police Life Insurance Extra policy.

DISCLAIMER:

Police Welfare Fund Insurances Limited has made all reasonable efforts to ensure that the information in this Online Life Insurance Calculator is correct as at the date of display. This Online Life Insurance Calculator is provided by way of general information only and is not to be relied upon as a substitute for obtaining legal, tax or other advice on the specific circumstances of the individual.

Please note that any information in this Online Life Insurance Calculator is a summary only and SHOULD NOT be regarded as a full explanation of any contract. Please refer to the terms and conditions of the relevant policy document for full details of the contract and the limitations and exclusions that apply.

All applications are subject to individual consideration. Special terms, exclusions and premium loadings may apply to individual applications.

Although the utmost care has been taken in preparing this Online Life Insurance Calculator, Police Welfare Fund Ltd, its subsidiaries and its product suppliers do not accept any responsibility, legal or otherwise, as to the accuracy or any of the information outlined in this calculator. Members should seek professional advice if they require more detailed information about their financial planning needs.