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General enquiries:

(04) 496 6800


0800 500 122

Why take a lifestyle security check?

From one year to the next, things happen and life changes.

People get married, have babies, get sick, get better, buy their own home, start somewhere new, separate from their partner, go overseas, retire... you get the idea.

What's going on with your life now and in the future determines what sort of protection you and your family may need.

These questions have been designed to encourage you to consider some important areas of your life, which may currently need some action taken to ensure you and your family's lifestyle is secure and protected from financial hardship.

1.I have an up-to-date will that will distribute my estate to my loved ones as I wish.
2.If I have Police Life Insurance (Sworn or Non-sworn) or Police Life Insurance Extra, I have reviewed my Benefit Nomination Form in the last year, so that the benefits from my cover go to the people I want them to.
3.I believe that the public hospital system will be able to provide prompt, effective treatment or surgery for the health problems I may experience in the future.
4.I am a member of Police Health Plan which will cover me for the cost of surgery and/or hospitalisation.
5.I have enough savings to get by if I am unable to work for several months because of sickness or injury.
6.If I were diagnosed with a serious illness like a form of cancer tomorrow, but were likely to survive, my family and I would have enough money to live comfortably through any lengthy treatment/recovery period and I could fund training for another career.
7.If an accident or illness made it impossible for me to ever work again, my family wouldn't suffer financial hardship.
8.If I die, those who are dependant on me financially will have enough money to support their current lifestyle now and in the future.
9.I'm confident that my family and lifestyle are financially protected from life's unexpected unfortunate events.


Police Welfare Fund Insurances Limited has made all reasonable efforts to ensure that the information in this Online Lifestyle Security Check is correct as at the date of display. This Online Lifestyle Security Check is provided by way of general information only and is not to be relied upon as a substitute for obtaining legal, tax or other advice on the specific circumstances of the individual.

Please note that any information in this Online Lifestyle Security Check is a summary only and SHOULD NOT be regarded as a full explanation of any contract. Please refer to the terms and conditions of the relevant policy document for full details of the contract and the limitations and exclusions that apply.

All applications are subject to individual consideration. Special terms, exclusions and premium loadings may apply to individual applications.

Although the utmost care has been taken in preparing this Online Lifestyle Security Check, Police Welfare Fund Ltd, its subsidiaries and its product suppliers do not accept any responsibility, legal or otherwise, as to the accuracy or any of the information outlined in this calculator. Members should seek professional advice if they require more detailed information about their financial planning needs.